Regency Lending Services, Inc. offers a variety of loan programs to meet your needs. We work with the leading lenders in the industry to provide you with:

15 to 30 year Fixed Rate programs, 80/15/5 programs, up to 102% Loan to Value programs, Equity Lines of Credit, and many more!!!!!

If you have any question about a loan product please call one of out loan officers at 828-267-2477.

 
Conventional Conforming Fixed Rate
Jumbo Loans
VA Loans
USDA Guaranteed Rural Development Loans
Equity Lines of Credit

Conventional Conforming Fixed Rate

The traditional FHLMC & FNMA fixed rate home mortgage.

Term: 30 years   Maximum Amount: $417,000

Jumbo Loans

Fixed rate and ARM products for loans over $417,000.

Term: 30 years   Maximum Amount: $2,000,000

VA Loans

100% Veterans Administration Loans without mortgage insurance.

Term: 30 years   Maximum Amount: $417,000

USDA Guaranteed Rural Development Loans

102% Rural Development Loans without mortgage insurance. 

Term: 30 years  

Equity Lines of Credit

Revolving credit lines secured by homes.




Unless otherwise indicated, these APR calculations are based on the following: Conforming loans (whose maximum loan amount is below $417,000 for the contiguous states, District of Columbia, and Puerto Rico or below $625,500 for Alaska, Guam, Hawaii and the Virgin Islands) are calculated based on a loan amount of $200,000 with closing costs of $4,000. Jumbo Loans (whose maximum loan amount exceed $417,000 for the contiguous states, District of Columbia, and Puerto Rico or exceed $625,500 for Alaska, Guam, Hawaii and the Virgin Islands) are calculated based on a loan amount of $600,000 with closing costs of $12,000. Your actual APR may be different depending upon these factors.